Objective

The Hong Kong Housing Society (HKHS) is a not-for-profit and independent housing organization. Since its establishment in 1948, HKHS strives to serve the needs of the Hong Kong community in housing and related services. In view of the current social needs and in line with our core values of "Customer", "Quality", "Talent" and "Prudence", we assist the Government to promote building management and maintenance with our own resources and expertise. By providing one-stop services, we enable the owners of private buildings to have a safe and hygienic living environment.

Four Areas of the BMMS

Education and Publicity

Promotional and educational activities will be held regularly to promote proper management and maintenance, including seminars, workshops, property management courses, carnivals and distribution of pamphlets.

Guidance and Advice

Incentives and Assistance

Loan Scheme

The "Home Renovation Loan Scheme" encourages the owners to carry out flat interior renovation for the improvement of safety and hygienic conditions. This may also help add value to the properties.

For further information, you may contact the following office or call our hotline at 2882 1717.

Building Management Incentive Scheme
Building Maintenance Incentive Scheme

Property Management Advisory Centres

Centres' Opening Hours

Main Office's Address & Opening Hours

(Main Office)	Address : Shop 3, Shopping Arcade, June Garden, 28 Tung Chau Street, Tai Kok Tsui, Kowloon Tel : 2839 7188
	Mon-Fri 8:30am to 5:30pm Sat 8:30am to 12:30pm Sun & Public Holiday Closed

Building Management and Maintenance Scheme Overview

	Home Renovation Loan Scheme	Building Management Incentive Scheme	Building Maintenance Incentive Scheme
Eligibility Criteria	Private residential properties of 20 years old or above (according to issue date of Occupation Permit) 　 Rateable value of the flat : 　 - not exceeding $100,000 p.a. for urban properties (including Shatin, Kwai Tsing and Tsuen Wan) 　 - not exceeding $76,000 p.a. for NT properties 　 Loan applicant has no other property in Hong Kong Loan applicant must be the registered individual / joint owner of the property (not owned by companies) Loan applicant must include the owner and all co-owners of the property	Private residential or composite buildings 　 Buildings without Owners' Corporation (OC) 　 The OC shall be formed in comply with the Building Management Ordinance 　 Applicant must be the registered owner of subject building.	Private residential or composite buildings of 20 years old or above (according to issue date of Occupation Permit) 　 Average rateable value per residential unit : 　 - not exceeding $100,000 p.a. for urban properties (including Shatin, Kwai Tsing and Tsuen Wan) 　 - not exceeding $76,000 p.a. for New Territories properties 　 Outside URA's Building Rehabilitation Scheme areas 　 No more than 400 residential units within the estate/building (according to issue date of Occupation Permit) Buildings with OC. The applicant must be in name of OC 　 Works managed by Authorized Person or professional consultant and submission of application form should be prior to appointment of Authorized Person or professional consultant
Eligible Uses	Flat interior repairs and maintenance works relating to safety and hygiene of the premises, e.g. replacement of flat window, electrical cable, drainage installations and removal of unauthorized building works	Cash subsidy granted to help and encourage owners of private buildings to form OC 　 Cash subsidy granted to OC successfully formed under the scheme to procure the third party risks insurance.	Repairs and maintenance works relating to safety hygiene and environmental protection in common areas of the buildings, e.g., repairs on external wall, spalling, replacement of pipes / fire services installations, energy saving device installation and landscaping work
Loan/ Incentive Amount	Loan Amount Maximum loan of $50,000 　 Special Incentive Subsidies amounting to 50% of the loan or $10,000, whichever is the lower, would be granted to the loan applicant aged 60 or above who is the recipient of Comprehensive Social Security Assistance or medical fee waiver or comply with the income and assets limits	Each Owners' Corporation successfully formed under the scheme will be granted $3,000*  　 Subsidize 50% of insurance premium for third party risks insurance for the common areas of the building, subject to a ceiling of $6,000 p.a., for not more than 3 years	No. of residential units Calculation of Incentive Amount (whichever is the lower)* 20 or below 30% of the total repair cost or the ceiling of $150,000 21 - 49 20% of the total repair cost 50 - 400 20% of the total repair cost or $3,000 per residential unit 　 A subsidy of 50% of the Authorized Person or professional consultant fee for repair and maintenance works in the common areas of the building, subject to a ceiling of $20,000 (professional consultant must be registered professionals such as architect, engineer and surveyor) 　 Subsidize 50% of insurance premium for third party risks insurance for common areas of the building, subject to a ceiling of $6,000 p.a., for not more than 3 years 　 Elderly Owner Subsidy Subsidies amounting to 50% of the contribution for repair of the common parts of the building subject to a ceiling of $10,000**, would be granted to the elderly owner aged 60 or above who is the recipient of Comprehensive Social Security Assistance or medical fee waiver or comply with the income and assets limits and no other property in Hong Kong and the property's building is granted approval-in-principle (AIP) under Building Maintenance Incentive Scheme
		Each eligible OC is only entitled for a consecutive of 3 years insurance subsidy under either one of the incentive schemes
Interest	Interest free	Not Applicable	Not Applicable
Repayment Arrangement	The loan is repayable by 36 equal monthly installments. The first installment will be due 30 days after the drawdown of the full loan	Not Applicable	Not Applicable
Remarks	Subject to a legal charge on the property in favour of HKHS for loan exceeds $25,000	*Irrespective of the number of applications, the total incentive amount for each development (according to DMC) is $3,000	*For maintenance incentive, repair items covered in previous approved applications will not be considered. The aggregate limit together with all other applications to this incentive within a period of 5 years is as follows: Buildings with less than 50 residential units Maximum incentive for each development is $150,000 Buildings with 50 to 400 residential units Maximum incentive per residential unit shall not exceed $3,000  **For elderly owner subsidy, the aggregate incentive amount for an eligible applicant shall not exceed $10,000 within a period of 5 years irrespective of the flat within the same building which has successfully applied for Building Maintenance Incentive Scheme and granted with AIP

For schemes of other organizations, you may visit the following websites :